Social Security Disability Benefits: Know Your Rights

Personal Injury

the image shows a social security administration building.
At Golitko & Daly, our legal team is committed to workers in and around Indianapolis who have been seriously injured on the job. We help clients understand the process for applying for Social Security Disability benefits after a serious ailment or disabling injury.

Qualifying for Social Security Disability Benefits

Social Security Disability benefits exist for people who have suffered from an illness or a medical condition that prevents them from being able to work for at least 12 months. To qualify, victims of injury or illness must first have paid into the Social Security system through their occupation. This is tabulated based on a credit system based on income that has been earned. In 2014, $1,200 in on-the-job earnings counted as one credit. In many cases, roughly 40 credits will be required, 20 of which must be earned within the last 10 years prior to the injury or illness that results in disability. Younger workers without sufficient credits may be able to qualify in certain circumstances.

In addition to the credit requirement, the illness or injury must render a person disabled based on the the Social Security Administration’s definition. “Disability” typically means that the injured or ill worker:

  • Cannot continue to do his or her previous job duties
  • Cannot adjust to perform other kinds of work due to the nature of the disability
  • Has suffered an injury or illness that will last or is expected to last one year or result in the death of the individual

There are sometimes special situations. It’s important that you check with the Social Security Administration with regard to your benefits.

Denial of Social Security Disability Benefits

Sometimes those who apply for Social Security Disability benefits are denied in their initial claim. Denials occur for many reasons, including:

  • Incomplete documentation
  • Lack of medical records
  • Issues with the filing and application process
  • Coordination issues with regard to worker’s compensation benefits

Is denial of Social Security Disability benefits common?

Denial of Social Security Disability benefits is not uncommon. Many times, people who initially  receive denials reapply and eventually receive approval for coverage. However, legal experts can assist you with the process so your benefits are not denied the first time.

How Our Legal Team Can Be of Assistance

Our team of attorneys have helped numerous injured or ill workers receive their Social Security Disability benefits following initial denials. We will guide you and your loved ones through the filing and application process and help you have all the necessary documents in order. We can provide additional counsel as necessary to make sure you receive the Social Security coverage that you are entitled to receive.

Contact the Lawyers of Golitko & Daly

To learn more about your legal options following serious injuries sustained on the job, be sure to contact our team of work injury attorneys. We look forward to helping you and your loved ones in your time of legal need.